REALTORS® impact their communities and their profession and you can help spread that message by posting #PowerofR  photos of you and/or your office on Facebook, Twitter or other social media. Be sure to use the hashtag #PowerofR, which is the theme of the IAR Fall Conference & Expo  in St. Charles, . Some members of the REALTOR® Association of the Fox Valley and Mainstreet Organization of REALTORS® posted this photo. Now share yours!
Last year's federal flood insurance reform means changes to how insurance rates will be calculated. NAR has the details and links to the new guidelines  from the Federal Emergency Management Agency (FEMA).
Beginning , the Federal Housing Administration (FHA) will put more restrictions on reverse mortgages, including how much money homeowners can take out in the first year, The New York Times reports . Also read a news release  from the U.S. Department of Housing and Urban Development (HUD).
Be sure to share this with any clients who may need help staying in their home. is the last day Illinois homeowners can apply for Illinois' Hardest Hit Program, a program providing temporary financial assistance to qualifying distressed homeowners to help them keep their homes. Learn more from theIllinois Housing Development Authority .
Homeownership in Illinois dropped 7.2 percent between 2004 and the second quarter of 2013, according to a report from NAR research . Nevada and Georgia led the declines.
Speed kills. Driving even 10 mph over the limit is only going to save you mere minutes but increases crash risks by 50 percent. Speeding isn't worth accidents, injuries or even death. Find more safety tips at www.realtor.org/safety .
Applications for the Rich Port, Past Presidents and Roxane Malo scholarships must be submitted by . The Rich Port and Past Presidents scholarships are for agents pursuing their Graduate REALTOR® Institute (GRI) or Certified Residential Broker (CRB) designations. The Malo scholarship is for the continuation and expansion of leadership skills in a real estate field. Since 2000, the Real Estate Educational Foundation (REEF) has awarded scholarships totaling over $375,800. Learn more at www.ilreef.org .
By IAR's Licensing & Training Center has created a , Illinois Broker licensees must have completed the CE requirements and applied to renew their license through IDFPR. What's required? That depends on how and when you received your Illinois broker license. Q&A and checklist  to help you get ready.
IAR's popular "Let's Talk Real Estate with Members of Congress " events continue in October with a new lineup of U.S. Representatives including: Cheri Bustos (D-IL) 17th District; Jan Schakowsky (D-IL) 9th District; Mike Quigley (D-IL) 5th District; and Brad Schneider (D-IL) 10th District. Check the IAR website for event details  and stay tuned for upcoming registration information and additional meetings.
IAR's Governmental Affairs has put together a comprehensive status update on the legislation tracked by IAR during the 2013 spring session. Download the new State Issues Status Report .
Mark your calendars for the Sept. 19 webinar  with IAR Chief Legal Counsel Steve Bochenek and Legal Hotline Attorney Betsy Urbance. They will be talking about questions that arise in the commercial brokerage industry and additional disclosures that brokers need to remember. Send your question in advance email@example.com . The webinar begins at .
John Tuccillo, noted real estate economist and keynote speaker for the IAR Fall Conference & Expo , will have some of the answers. Register for the conference and you'll hear his thoughts on the prospects for 2014 and the opportunities and pitfalls facing the real estate business. Need another reason to attend this year's conference in St. Charles,? "You have to go to get the education and knowledge that makes our business grow," says REALTOR® Beth Stopka, of Coldwell Banker Honig-Bell in Morris.
Reserve your ticket to REbarcamp Illinois, the half-day "unconference" powered by the Illinois Young Professionals Network. #REBCIL is one of the hottest FREE tickets in the real estate education world today with no structured program and no paid speakers. What you get out of REbarcamp is what you put into it. Get your ticket at ypn.illinoisrealtor.org .
The NAR Member's Edge blog  offers some practical tips for building your digital marketing platform including using Google Analytics to monitor traffic to your website to learning more about social networking tools such as LinkedIn and Facebook.
REbarcamp 2013 powered by Illinois YPN, St. Charles 
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Continuing Education Courses in Napa  - 3 hours Core B, 3 hours Elective, 3 hours Elective Home Study